Contractors Insurance
Trades Insurance Scheme

OUR CONTRACTORS & CONTRACTING TRADES
INSURANCE SCHEME 

Over the years we have developed a number of innovative specialist insurance schemes which are recognised as being market leaders. One of our most popular is the Contracting and Allied Trades Insurance scheme which is designed to meet the needs of those working in the contracting, engineering and allied trades and industries.

We fully understand the needs of organisations connected with Contracting and Engineering trades and those involved in High Risk activities or work at Hazardous Locations.

There are difficulties generally with the placement of liability insurances and these are more pronounced for organisations in the Contracting and Engineering industries and especially for those involved in high risk activities such as work at height,

work with heat, work in connection with asbestos or work at high risk locations. As a result of this and in many cases premiums are increased considerably or in extreme cases insurance is not available.

However, with  our established and substantial connections with Insurance Companies and Underwriters in London we have developed unique and special arrangements whereby insurances are arranged for liability and other covers on competitive and realistic terms.

Whatever your needs, we feel that we will be able to assist.

INSURANCE & SERVICES

AVAILABLE FOR THE CONTRACTING & ALLIED TRADES

Contractors all Risks

Cover is provided on an All Risks basis for work in progress, materials in transit or in temporary storage and at the contract site. In addition, cover can be extended to include loss or damage to your own plant and equipment and / or hired-in
plant including continuing
hire charges.

EMPLOYERS' LIABILITY

You are required to effect this cover by law. It protects your legal liability in respect of accidental death, injury or disease to employees arising out of and in the course of his or her employment. Insurance is provided for all types of contracting work undertaken including building work.

Property Damage

Cover can be obtained on an All Risks basis to include Theft and Accidental Damage for Buildings, General Contents, Stock, Fixtures and Fittings, Tenants Improvements and Business Interruption. Cover can also be extended for Goods in Transit, Computer Equipment, Loss of Money and All Risks anywhere in the UK.

LIABILITY INSURANCE: EXTENSIONS
OF COVERS

Professional Indemnity

Cover for losses as a result of incorrect advice, design, errors or omissions whilst carrying out your duties.

Pecuniary Loss

Pecuniary loss insurance covers businesses against purely financial losses (e.g business interruption) rather than physical damage to property.

Inefficacy

Cover for loss or damage to property arising from the failure of a product or work to fulfil its intended function.

Legal Expenses

Cover for commercial legal expenses to protect your business against the cost of potential legal disputes as well as unlimited access to a free 24 hour/365 day Legal Helpline.

Public / Products Liability

Cover for accidental bodily injury to any customer or third party and/or damage to property arising during the course of the company’s business up to a specified limit. For example, incidents caused by electrical installations, use of tools and / or equipment.

Fleet Insurance

Insurance cover for Fleets of all different types of businesses and sizes. Minimum of 2 vehicles upwards: there is no maximum number. All types of vehicles covered including Business Cars, Private Cars, Vans, Trucks, HGV’s and Plant

Directors & Officers

Directors and Officers Liability Insurance cover protects a companies’ directors, officers and senior managers against claims arising from their decisions and actions taken whilst managing a business

At your Service

We hope that you will appreciate that these
arrangements are unique and would welcome your enquiry without obligation.